Applying Online Is Simple
Apply Anytime, Anywhere.
Apply Online Call Us: 435-406-4149
Applying Online Is Simple
Apply Anytime, Anywhere.
Apply Online Call Us: 435-406-4149
Applying Online Is Simple
Apply Anytime, Anywhere.
Apply Online Call Us: 435-406-4149
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Mortgage Refinance

A Mortgage Refinance is when a borrower gets a better interest rate and/or loan term.

FHA Loans

Use this government program to get approved easier for a home with low down payment options.

Jumbo Loans

Buying Big? Jumbo Loan programs give you access to more financing than the conventional loan programs.

Mortgage Brokers in Cedar City UT

Legacy Mortgage 

Legacy Mortgage offers homeowners the opportunity to find mortgage solutions tailored specifically for their needs and budget. Along with this, they provide excellent customer service assistance from people who are genuinely invested in helping you get your home loan approved quickly!

Mortgage Company, You can Trust!

Legacy Mortgage has been in the business for over a decade and has helped thousands of people achieve their American dream. Contact us today to experience our legacy!

We have the trust of our clients, the knowledge of our industry, and we know what it takes to help you get your forever home!

Apply Today
Mortgage Refinance Zero Money Down USDA Loan Conventional Loans FHA Loans VA Loans Jumbo Loans

Our Mission

Our mission at Legacy Mortgage is to help people achieve their dream of homeownership. We always comply with the latest and most demanding government regulations to ensure our clients have a worry-free transaction.

Our Vision

We are dedicated to making our process as easy and stress free as possible.

How Can We Help?

About Legacy Mortgage

Legacy Mortgage is a mortgage company that works with clients to provide residential financing for single-family homes, multi-unit buildings, and small commercial properties. The process begins by meeting the client’s specific needs so we can determine which type of loan will be best suited for their circumstances. For instance, if you are an hourly employee, on salary or self-employed, we will recommend a home loan that will best suit you individually

WE shop for you!

We are not a big bank. Our clients are our priority and we will prove that through the mortgage process.

Our Services

We at Legacy Mortgage offer a variety of services to suit the needs of our clients. We have experienced loan officers and an in-house processing center that can process all types of loans including mortgages, home equity, business loans, and construction loans!
Here are some services our company offers:

Mortgage Refinance

When you’re thinking of saving money, a mortgage refinance is one way to do that. This allows you the option to pay off higher interest rate debts like credit cards and car loans while giving yourself a new low fixed-rate mortgage with an easier monthly payment. Or get cash-out and utilize your equity at a low fixed rate.

Zero Money Down USDA Loan

Utah has awesome Zero Money Down USDA Loans. A USDA loan is one of the best options for first-time homebuyers because they're long-term and low-interest loans that are backed by our government.

Conventional Loans

These home loans are for everyone. Quick and easy approvals from lenders.

FHA Loans

The federal government has been issuing FHA loans for the past 70 years, and now they are one of the most common types of home loans. These loans come with a low down payment requirement and offer easier qualification requirements than other types of mortgages.

VA Loans

Veterans are eligible for home loans provided by the Veterans Affairs department. With a VA loan, they can purchase one of five types: newly constructed houses, condominiums, lots to build homes on or manufactured housing units, and existing houses all with an approved VA mortgage.

Jumbo Loans

Jumbo loans are high-value, large loan amounts that exceed what Fannie Mae and Freddie Mac allow. They can be funded through private lenders such as commercial banks to meet growing demands in real estate markets.

Types Of Loans Programs Fixed vs. Adjustable

Fixed: You can rest easy that if rates increase your rate will not.

Adjustable: these loans are fixed for a period of time, then become adjustable.

Why choose Legacy Mortgage?

Legacy Mortgage is committed to providing quality professional help for all your mortgage needs, as well as answer any questions you may have during the process of buying or refinancing a home. With our team’s experience, it can be easy and fun finding loans that are right for first-time buyers who want their piece of land someday soon! We also work with homeowners looking to refinance their mortgages when they need something better suited to them in order to feel more secure about owning property today.

We are experts in the industry with more than a decade of experience. We believe that every client deserves to be fully informed, so we take our time getting you up-to-speed on each step before making your final decision about refinancing or home equity loans from Legacy Mortgage.

Years of Experience
Loan Types Available
Questions Answered

Legacy Mortgage Team, Ready To Serve You!

The team at Legacy Mortgage is ready to serve you at our office in Cedar City, UT. From start to finish we want your experience with refinancing or home equity loans from Legacy Mortgage to be as straightforward and painless as possible.

Our Process

Legacy Mortgage has a very straightforward process that won’t take up much of your time. It starts with the client signing loan documents, then Legacy will go to work for you by finding what they consider to be the best rates and options available in our network of lenders.  They’ll also provide all sorts of advice on how to get approved and Make sure we are not putting you in a bad spot and counsel with you to understate the ins and outs of the mortgage.

Legacy Mortgage then shops for you with our multiple lenders to find the best deal.

Here at Legacy Mortgage we pride ourselves by offering the lowest rates at the lowest costs in the nation

Contact Legacy Mortgage

Legacy Mortgage is the leading expert in providing home loans in Southern Utah. Legacy offers a range of mortgage lending products to suit your needs, including VA Loans, FHA Loan, USDA Rural Housing Loans, Jumbo Mortgages, and Reverse Mortgages. We are ready to provide you with all the information needed about each loan product so that you can make an informed decision on which one is best suited to meet your financial goals and objectives.

For more information about what we have to offer or how we can help with getting approved for financing options please call us at 435-406-4149 today!